LET’S HELP YOU GET STARTED WITH YOUR ONLINE APPLICATION
Get Your Checklist
First, we will speak to you to go over your current request so we know what checklist to send you. In the checklist there is a online app that you will fill out and can upload docs in.
Once you provide the docs, we pre-approve you as the borrower and see what banks offer the best rate based on your current situation. Next is where you can decide on the options.
Submit To Underwriting
Once decided or if in contract to purchase, the file will need to be submitted to underwriting for conditional approval.
Get Conditional Approval
Next, you will have to get the conditional approval from underwriting and request conditions from the approval.
Submit Underwriting For Review
Borrower provides and submits back to underwriting to review and clear us for the loan docs.
Docs Are Drawn and Signed
Docs are drawn and you as the borrower signs docs with a notary.
The loan funds and title records and officially closes.
Frequently Asked Questions
What is the lowest fico you accept ?
580 credit score
What is the minimum down payment?
10% on Jumbo and 5% for conventional
Do you have programs that don’t require tax returns?
Yes, bank statement and DSCR program and full stated program
“I have been involved in the real estate industry for almost 30 years. I had a tough situation on my own loan that nobody I knew said they could get it done. I contacted Wes after receiving a mortgage email from him. He said he could do the refinance for me, gave me the terms & I was shocked that he could do what nobody did for me.
All the terms and costs were exactly as originally given to me. His team and assistant were always prompt to answer me. I would recommend him to all of my clients. I am currently a realtor in California and Arizona. “
Marc & Ginny Stigen
Why Choose Us
Every program available to close a loan (Full Doc with low rates, Jumbo lending, Full stated products or Non-QM with bank statement program or DSCR program
Been in business since 2003 so have the knowledge of structuring hard to close loans
Upfront and tell it how it is
Start Your Loan Application
Ready to start your loan application process? Simply fill out this contact form and one of mortgage brokers will be in contact with you in a timely manner.
At The Funding Group we deliver the absolute best lending experience through knowledge, communication and care.
Our mission supports the growth and strength of our communities and provides a pathway to the dream of home ownership.
451 N Canon Dr Suite 1
Beverly Hills California 90210