The perfect mix of flexible products and lending expertise for foreign nationals.

The Funding Group has developed unique lending relationships with sophisticated local banks and credit unions that clearly understand how to review a foreign buyer’s loan application and how to assess foreign-based financial documents.

The Funding Group offers customized programs for foreign buyers seeking jumbo loans.

What is Needed & What You Should Prepare

  • No US credit required. Foreign tax returns OK. Foreign assets allowed.
  • Individual Tax Identification Number (ITIN) permitted. Borrowers not required to have a social security number.
  • Unique jumbo lending programs available for expatriates and borrowers currently living abroad for primary, second home, and investment properties.
  • Loan amounts up to $25 million and loan-to-values up to 65%.
  • Interest-only loan programs available from 3 to 10 years with a 30-year term.
  • Irrevocable, blind trust, Limited Partnership, Corporate, and LLC vesting all welcome.
  • The minimum loan amount is $500,000





Our Foreign National Loan Program has the following added features:

  • Chartered account letter verifying income from borrower’s home country.
  • LLC, trust, or corporation vesting in property to protect prospective borrower’s U.S. home asset.
  • Domestic and foreign bank assets used for qualification purposes.
  • Foreign credit reports welcomed if available.

I had a very difficult situation with complexities that I will not go into but Wes was patient and stood by us the entire time. He was smart and had a lot of creative ideas. I cannot thank him enough and will be going back to him when I make my next purchase!

Garret W.

Frequently Asked Questions

What is the lowest fico you accept ?

580 credit score

What is the minimum down payment?

10% on Jumbo and 5% for conventional

Do you have programs that don’t require tax returns?

Yes, bank statement and DSCR program and full stated program

Start Your Loan Application

Ready to start your loan application process? Simply fill out this contact form and one of mortgage brokers will be in contact with you in a timely manner.

At The Funding Group we deliver the absolute best lending experience through knowledge, communication and care.

Our mission supports the growth and strength of our communities and provides a pathway to the dream of home ownership.


451 N Canon Dr Suite 1
Beverly Hills California 90210


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