CONFORMING LOANS

Extremely Quick Turnaround for All Buyers and Refinances

The Funding Group brings one of a kind underwriting acumen to the residential conforming (Fannie Mae and Freddie Mac) and government (FHA and VA) lending market. We can quickly analyze and source these more traditional 15- and 30-year fixed-rate mortgages while providing borrowers a single point of contact.

Whether you are a first-time homebuyer or seasoned real estate investor, Insignia’s team of mortgage professionals will guide you effortlessly through the process and facilitate a quick close. We can help if you’re just looking for a rate, term refinance, or a cash-out refi.

As a broker, The Funding Group has long-standing relationships with a variety of local California banks, credit unions, as well as national mortgage banks that price these conforming and government loans very competitively.

A majority of the time, we can help package these loans to avoid substantial out of pocket closing costs.

Generally, these programs are designed around primary or second home transactions, however, there are some interesting programs for investment properties as well. Moreover, these specific loans will never come with a prepayment penalty.

The conforming and government lending space is highly fluid and relies primarily on automated underwriting for decision making. Insignia Mortgage’s team of professionals is highly proficient with technology and can easily navigate these automated systems yielding quicker approval turn times, less paperwork, and smoother closings.

Here at the Funding Group, our goal with all borrowers is to complete our proper due diligence upfront, greatly speeding up the disclosure, submission, and approval process.